Banking & Ssc
INFLATION
Jab market me money supply bad jaati hai to isse inflation kehte hain.
Jab market me money supply bad jaati hai to isse inflation kehte hain.
Inflation me good and services k price increase ho jaate hain and money ki monetary value decrease ho jaati hai.
Money incrs( demand incrs(price incrs(good and servcs shrtge( require employees to meet the demand.
REASON OF INFLATION
1.incremnt in financial income
2. decrement in production.
1.explaination(
a.employment scheme start ho jaaye
b.pay commission lag jaaye.
c.decrease in taxes.
d.RBI monetary policy k rate of interest down kar de and loan maaf ho jaaye.
1.incremnt in financial income
2. decrement in production.
1.explaination(
a.employment scheme start ho jaaye
b.pay commission lag jaaye.
c.decrease in taxes.
d.RBI monetary policy k rate of interest down kar de and loan maaf ho jaaye.
2.explaination(
a.increase in population
b.natural clamities
c.shortage in market.
a.increase in population
b.natural clamities
c.shortage in market.
STAGE OF INFLATION
1.creeping( 0-2%
2.walking( 2-4%
3.running(4-8%
4.galloping( 8% +
1.creeping( 0-2%
2.walking( 2-4%
3.running(4-8%
4.galloping( 8% +
Inflation ki primary stage me employment ,industry and trade me increase hota hai.
Inflation ki secondary stage developing countries k liye better maani jaati hai.
Inflation ki third stage developed countries k liye better hoti hai.
Inflation ki secondary stage developing countries k liye better maani jaati hai.
Inflation ki third stage developed countries k liye better hoti hai.
TYPE OF INFLATION
1.Demand pull inflation(
Kab kisi product ki market me demand bad jaaye to iski wajah se aane waale inflation ko demand pull inflation kaha jaata hai.
2.Cost push inflation(
Jab kisi product ka raw material mehnga ho jaaye to iski wajah se aane wale inflation ko cost push inflation kaha jaata hai.
1.Demand pull inflation(
Kab kisi product ki market me demand bad jaaye to iski wajah se aane waale inflation ko demand pull inflation kaha jaata hai.
2.Cost push inflation(
Jab kisi product ka raw material mehnga ho jaaye to iski wajah se aane wale inflation ko cost push inflation kaha jaata hai.
EFFECTS OF INFLATION
Goods and services k price increase ho jaate hain.
Inflation me employment increase hota h(explained abv).
Money ki monetary value down ho jaati hai.
Inflation me borrower profot me hota hai and lender loss me,
Reason( cz market me paisa hota h to borrower k pass choice hoti h jow low interest le,use borrow kr ske.
5.inflation me richer becomes richer and poor becomes poorer.
Goods and services k price increase ho jaate hain.
Inflation me employment increase hota h(explained abv).
Money ki monetary value down ho jaati hai.
Inflation me borrower profot me hota hai and lender loss me,
Reason( cz market me paisa hota h to borrower k pass choice hoti h jow low interest le,use borrow kr ske.
5.inflation me richer becomes richer and poor becomes poorer.
DEFLATION
Inflation ki opposite situation ko deflation kaha jaata hai.
Deflation me goods and services ki price decrease ho jaati hai and money ki monetary value increase ho jaati hai.
Inflation ki opposite situation ko deflation kaha jaata hai.
Deflation me goods and services ki price decrease ho jaati hai and money ki monetary value increase ho jaati hai.
Deflation me sabse jyda profit fixed income walo ko hota hai.
Deflation ko control karne k liye government of india market me FISCAL PACKAGE deti hai and RBI apne monetary policy k rate of interest decrease kr deti hai,isse market me money suplly badh jaati hai aur isse REFLATION kaha jaata hai
jab RBI and GOVERNMENT OF INDIA,market me inflation ko control kare aur inflation control ho jaaye ,iske saath saath employment me b increase ho,to iss situation ko DISFLATION kaha jata h.
jab RBI and GOVERNMENT OF INDIA,inflation ko control kre aur inflation control na ho paaye to isse, SUPPRESSED INFLATION kaha jaata hai.
jab RBI and GOVERNMENT OF INDIA,market me inflation ko control kare aur inflation control na ho paaye ,iske saath saath unemployment me b increase ho,to iss situation ko STAGFLATION kaha jata h.
STAGFLATION ki opposite stage ko DISFLATION kaha jaata hai.
Inflation aur deflation ki mixed stage ko STAGFLATION kaha jaata hai.
STAGFLATION ki opposite stage ko DISFLATION kaha jaata hai.
Inflation aur deflation ki mixed stage ko STAGFLATION kaha jaata hai.
Kisi bhi economy k liye na to inflation accha hai na to deflation ,lekin dono me inflation jyda better hai.
INDIA me inflation ko WPI(WHOLE SALE PRICE INDEX) se measure kiya jaata hai,iska base year 2004-05 hai,aur isme total 676 products rakhe gye hain h.
Jinme 555 manufacturing ke aur 102—retail ke and 19 fuel k hain
Jinme 555 manufacturing ke aur 102—retail ke and 19 fuel k hain
DEVELOPED countries me inflation ko CPI(CONSUMER PRICE INDEX) se measure karte hain.
FISCAL POLICY
(iske dwara govt. of india .INDIAN ECONOMY ko control karti hai.
(Inflation ki condition me ye Direct tax me Increase karti hai aur Deflation me Direct tax me Decrease karti hai.
(iske dwara govt. of india .INDIAN ECONOMY ko control karti hai.
(Inflation ki condition me ye Direct tax me Increase karti hai aur Deflation me Direct tax me Decrease karti hai.
MONETARY POLICY
(iske dwara RBI ,Indian Economy ko control karti hai.
(Inflation l case me ye apni rate of interest Increase kr deti hai,aur Deflation ko control karne k liye apne rate of interest decrease kr deti hai.
BANK RATE(BR)
Ve rate of interest jisse RBI,commercial banks ko 90 ya(or)90 days se jyada k liye loan provide karata hai,use bank rate kaha jaata hai.is par milne wala loan LONG TERM LOAN kaha jaata hai.iski rate abhi 10.25% chal rhi h.
(iske dwara RBI ,Indian Economy ko control karti hai.
(Inflation l case me ye apni rate of interest Increase kr deti hai,aur Deflation ko control karne k liye apne rate of interest decrease kr deti hai.
BANK RATE(BR)
Ve rate of interest jisse RBI,commercial banks ko 90 ya(or)90 days se jyada k liye loan provide karata hai,use bank rate kaha jaata hai.is par milne wala loan LONG TERM LOAN kaha jaata hai.iski rate abhi 10.25% chal rhi h.
REPO RATE(RR)
Ve rate of interest jisse RBI,commercial banks ko maximum 89 ya(or) 89 days se kam dino k liye loan provide karata h,use repo rate kaha jaata hai.is pr milne wala loan SHORT TERM LOAN kaha jaata hai.
Iski rate abhi 7.25% chl rhi h.
Ve rate of interest jisse RBI,commercial banks ko maximum 89 ya(or) 89 days se kam dino k liye loan provide karata h,use repo rate kaha jaata hai.is pr milne wala loan SHORT TERM LOAN kaha jaata hai.
Iski rate abhi 7.25% chl rhi h.
MSF(MARGINAL STANDING FACILITY)
Ve rate of interest jisse RBI,commercial banks ko 1din ka urgent loan provide karwati h use MSF kaha jaata h.
Yah currently repo rate se(15july2013) 3% or 300 base points jyda hoti h.
And iss par milne wala loan ,total bank deposit ka 2% ho sakta hai.
Currently 10.25% hai.
Ve rate of interest jisse RBI,commercial banks ko 1din ka urgent loan provide karwati h use MSF kaha jaata h.
Yah currently repo rate se(15july2013) 3% or 300 base points jyda hoti h.
And iss par milne wala loan ,total bank deposit ka 2% ho sakta hai.
Currently 10.25% hai.
RRR(REVERSE REPO RATE)
Ve rate of interest jisse bank apni ACCESS MONEY ko RBI k pass deposit karte hai,use RRR kehte hain.
Yah present 6.25% chl rhi h.
Ve rate of interest jisse bank apni ACCESS MONEY ko RBI k pass deposit karte hai,use RRR kehte hain.
Yah present 6.25% chl rhi h.
LAF(LIQUIDITY ADJUSTMENT FACILITY)
Jab RBI repo rate / reverse repo rate k dwara market me liquidty ko control karti hai,to use liquidity adjustment facility kaha jaata hai.
Jab RBI repo rate / reverse repo rate k dwara market me liquidty ko control karti hai,to use liquidity adjustment facility kaha jaata hai.
OMO(OPEN MARKET OPERATIONS)
(KHULE BAZZAR Ki KRIYA)
Jab RBI , government securities k dwara market me liquidty ko control karta hai,to use OPEN MARKET OPERATION kaha jaata hai.
(KHULE BAZZAR Ki KRIYA)
Jab RBI , government securities k dwara market me liquidty ko control karta hai,to use OPEN MARKET OPERATION kaha jaata hai.
CRR(CASH RESERVE RATIO)
jab commercial bank apni net demand and term liabilities ka ek fixed part ,RBI k pass cash k form me rakhta h to use CRR kehte hai.
Min. limit(3%
Max limit( 20%
Current(4%
Net demand and term liabilities( demand and term liability me wo amount aata h like bank me customer ne paisa jama karaya ,to wo customer ka asset hua,and bank ko use pay krna h to wo bank ki liability hui. Demand wale me saving account and current account the, nd term me fd(fixed deposit),rd(recurring deposit) the h.
Will expln account later…..
jab commercial bank apni net demand and term liabilities ka ek fixed part ,RBI k pass cash k form me rakhta h to use CRR kehte hai.
Min. limit(3%
Max limit( 20%
Current(4%
Net demand and term liabilities( demand and term liability me wo amount aata h like bank me customer ne paisa jama karaya ,to wo customer ka asset hua,and bank ko use pay krna h to wo bank ki liability hui. Demand wale me saving account and current account the, nd term me fd(fixed deposit),rd(recurring deposit) the h.
Will expln account later…..
(CRR par RBI commercial bank ko koi interest nahi deta hai
(bank second and fourth Friday ko CRR maintain karta hai.
(bank second and fourth Friday ko CRR maintain karta hai.
SLR(STATUTATORY LIQUIDTY RATIO)
Jab koi FINANCIAL INSTITUTION apni net demand and term liabilities ka ek fixed percent part apne pass cash,gold,govt.security,equity share ki from me rakhta hai,to use SLR kehte hain.
(SLR ki min.limit end kr di hai.
Max. limit-40%
Present-23% h,as per RBI,(keep checking updates)
(bank slr ko second and fourth Friday ko maintain karta hai.
Jab koi FINANCIAL INSTITUTION apni net demand and term liabilities ka ek fixed percent part apne pass cash,gold,govt.security,equity share ki from me rakhta hai,to use SLR kehte hain.
(SLR ki min.limit end kr di hai.
Max. limit-40%
Present-23% h,as per RBI,(keep checking updates)
(bank slr ko second and fourth Friday ko maintain karta hai.
Jab CRR and SLR me decrease kar diya jaata hai,to market me liquidty increase ho jaati hai. And jab increase kar diya jaata hai to liquidity decrease ho jaati hai.
REASON(CRR OR SLR decrease hoga to banks ko RBI k pass kam paise rakhne pdenge,banks k pass paisa aaega,paisa aaega to wo customers ko more loan provide karaegi ,so customers k pass paisa(money) aaegi,customer k pass aaegi matlb market me aaegi,dat means market me money increase hogi,liquidity badhegi.
REASON(CRR OR SLR decrease hoga to banks ko RBI k pass kam paise rakhne pdenge,banks k pass paisa aaega,paisa aaega to wo customers ko more loan provide karaegi ,so customers k pass paisa(money) aaegi,customer k pass aaegi matlb market me aaegi,dat means market me money increase hogi,liquidity badhegi.
CAR(CAPITAL ADEQUACY RATIO)
(jab bank RISK ko cover karne k liye,apni net demand and term liabilities ka ek fixed part apne pass rakhta hai,to isse CAR kehte hai.
(CAR ki recommendation BASEL COMMITTEE ne ki thi.
(CAR==CAPITAL/RISK
(jab bank RISK ko cover karne k liye,apni net demand and term liabilities ka ek fixed part apne pass rakhta hai,to isse CAR kehte hai.
(CAR ki recommendation BASEL COMMITTEE ne ki thi.
(CAR==CAPITAL/RISK
BASEL COMMITTEE(
Yah ek international committee h jisse 1980 me establish kiya gaya tha.
Basel Switzerland me ek place hai,jaha 28 countries k central bank k governors ki meeting hui thi.
Ye committee bank me reform se related hai.
BASEL-1 ki reposrt 1988 me aayi thi aur usme kaha gaya tha ki sabhi banks ko 8-12% CAR maintain karna hoga.,lekin INDIA me banks ne BASEL-1 ko follow karne se mana kar diya.
Iske liye 1991 me NARSIMHAN COMMITTEE ko form kiya gya,jisne ye kaha ki jo bank BASEL-1 ko follow nahi krega,use RBI dwara di jaane wali sufidhaye band kar di jaengi.
(4sep1993-ko new bank of india ko issi karan pnb me merge kar diya gya)
Yah ek international committee h jisse 1980 me establish kiya gaya tha.
Basel Switzerland me ek place hai,jaha 28 countries k central bank k governors ki meeting hui thi.
Ye committee bank me reform se related hai.
BASEL-1 ki reposrt 1988 me aayi thi aur usme kaha gaya tha ki sabhi banks ko 8-12% CAR maintain karna hoga.,lekin INDIA me banks ne BASEL-1 ko follow karne se mana kar diya.
Iske liye 1991 me NARSIMHAN COMMITTEE ko form kiya gya,jisne ye kaha ki jo bank BASEL-1 ko follow nahi krega,use RBI dwara di jaane wali sufidhaye band kar di jaengi.
(4sep1993-ko new bank of india ko issi karan pnb me merge kar diya gya)
BASEL-2 ki report 2004 me aayi,isme 3 recommendation tho,jisse BASEL-2 k 3 PILLARS kaha jaata hai.
1.CAR==CAPITAL/RISK
2.SUPERVISORY REVIEW
Bank me time-time par inspection honge jo 2 type k honge.
a.INTERNAL ( isse bank khud conduct karata hai,isse ICAAP(Internal capital adequacy assessment process) kaha jaata hai.
Bank me time-time par inspection honge jo 2 type k honge.
a.INTERNAL ( isse bank khud conduct karata hai,isse ICAAP(Internal capital adequacy assessment process) kaha jaata hai.
b.EXTERNAL(isse RBI dwara conduct karaya jaata hai,isse SREP(supervisory review and evolutionary process) kaha jaata hai.
3.MARKET DISCIPLINE
3 types(>>
a.CREDIT RISK(
bank apne aise kisi customer ko loan nahi provide karati hai,jo use rok le,use credit risk kehte hain.
3 types(>>
a.CREDIT RISK(
bank apne aise kisi customer ko loan nahi provide karati hai,jo use rok le,use credit risk kehte hain.
b.OPERATIONAL RISK(
Mismanagement k karan bank k business me kami hoti hai to isse operational risk kaha jaata hai.
Mismanagement k karan bank k business me kami hoti hai to isse operational risk kaha jaata hai.
c.MARKET RISK(
Bank dwara kharide(buy) gaye gold,foreign currency,equity share me koi risk hota hai to use market risk kaha jaata hai.
Bank dwara kharide(buy) gaye gold,foreign currency,equity share me koi risk hota hai to use market risk kaha jaata hai.
1jan2013 se BASEL-3 KI RECOMMENDATION LAGU HOGI.
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FINANCIAL SYSTEM
MONEY MARKET(
wah market jisme LOW RISK,HIGH LIQUIDITY, AND SHORT TERM LOAN available hota hai,use MONEY MARKET kehte hain.
wah market jisme LOW RISK,HIGH LIQUIDITY, AND SHORT TERM LOAN available hota hai,use MONEY MARKET kehte hain.
(india me money market ko RBI dwara control kiya jaata hai.is market me 1 se 365 days tak k liye loan available rehta hai.
(banking ko money market me rakha gya hai.
(bank k do kaam hote hain(
1.Deposit accept karna
2.Loan provide karna
1.Deposit accept karna
2.Loan provide karna
(bank me 2 types k deposit hote hain.
1.DEMAND DEPOSIT
2.TERM DEPOSIT
1.DEMAND DEPOSIT
2.TERM DEPOSIT
1.DEMAND DEPOSIT(
CURRENT ACCOUNT,SAVING ACCOUNT(CASA)
CURRENT ACCOUNT,SAVING ACCOUNT(CASA)
CURRENT ACCOUNT(
Isme deposit and withdraw karne ki koi limit fixed nahi hoti hai.
(bank current account pe koi rate of interest nahi deta hai balki service charge aur leta hai.
Isme deposit and withdraw karne ki koi limit fixed nahi hoti hai.
(bank current account pe koi rate of interest nahi deta hai balki service charge aur leta hai.
(current account pe cash credit and overdraft ki sufidhaye uplabhdh rehti hai.
SAVING ACCOUNT(
Isme deposit karne ki koi limit fuxed nhi hoti lekin withdraw karne ki limit 60-80% per quarter hoti hai.
Isme deposit karne ki koi limit fuxed nhi hoti lekin withdraw karne ki limit 60-80% per quarter hoti hai.
(bank saving account par apne customer ko interest deta hai,jo bank k dwara hi decide ki jaati hai. And public sector banks me ye rate of interest 4% chal rhi hai.
(ye rate of interest daily milti hai lekin 6month me ek baar calculate hopti hai.
(saving account par milne wali rate of interest agar 10,000 se jyada hoti hai,to income tax kata hai.
2.TERM DEPOSIT
FIXED DEPOSIT(FD),RECURRING DEPOSIT(RD)
FIXED DEPOSIT(FD),RECURRING DEPOSIT(RD)
FIXED DEPOSIT(
If total amount ek sath,ek particular time k liye deposit kara di jaaye to isse FD kaha jaata hai.
If total amount ek sath,ek particular time k liye deposit kara di jaaye to isse FD kaha jaata hai.
(FD min. limit(7days
Max limit(10yrs
Max limit(10yrs
FD ki min. amnt limit (100Rs. Ho sakti hai.
RECURRING DEPOSIT(
Yadi totaql amount ek particular amount installments me deposit karaya jaaye to isse RD kehte hain.
Min. limit(1yr
Max. limit(10yr
(RD ki min. limit (Rs.100 ho sakti hai(installment)
Yadi totaql amount ek particular amount installments me deposit karaya jaaye to isse RD kehte hain.
Min. limit(1yr
Max. limit(10yr
(RD ki min. limit (Rs.100 ho sakti hai(installment)
LOAN(
Loan jis din se pass hota hai,us din se interest lagti hai and ye installment me diya jaata hai.
Loan jis din se pass hota hai,us din se interest lagti hai and ye installment me diya jaata hai.
ADVANCE(
Ye jis din se pass hota hai,us din se nahi lagti (rate of intrst),jabki us din se jis din se prayog me li jaati hai.
Ye installment me wapis na hokar ek saath wapishota hai.
Ye jis din se pass hota hai,us din se nahi lagti (rate of intrst),jabki us din se jis din se prayog me li jaati hai.
Ye installment me wapis na hokar ek saath wapishota hai.
BASE RATE--(
Ve minimum rate of interest jisme commercial bank apne customer ko loan provide karata hai,use base rate kaha jaata hai.isse PRIME LENDING RATE(PLR) ko replace karke banaya gaya hai.
Ve minimum rate of interest jisme commercial bank apne customer ko loan provide karata hai,use base rate kaha jaata hai.isse PRIME LENDING RATE(PLR) ko replace karke banaya gaya hai.
(PRIMARY SECTOR k loan ko 6parts me divide kiya gaya hai(
1.AGRICULTURE
2.SMALL INDUSTRY
3.25LAKH TAK K HOME LOAN
4.MICRO FINANCE
5.ST/SC/OBC K LOAN
6.EDUCATIONAL LOAN
1.AGRICULTURE
2.SMALL INDUSTRY
3.25LAKH TAK K HOME LOAN
4.MICRO FINANCE
5.ST/SC/OBC K LOAN
6.EDUCATIONAL LOAN
(EDUCATIONAL LOAN India me 10lakh tak ka mil sakta hai,jabki Foreign k liye 20lakh tak ka mil sakta hai.
(sabhi commercial banks ko apni loanable amount ka ek fixed percent part primary sector me loan dena compulsory hota hai.yadi bank INDIAN h to 40% ,and bank FOREIGN h to 32%.
OVERDRAFT(
Apne account me hone wale balance se jyada withdraw karna overdraft kehlata hai.
Apne account me hone wale balance se jyada withdraw karna overdraft kehlata hai.
CASH CREDIT(
Ve limit jo bank dwara zero balance hone par bhi fix kar di kaaye ya de di jaati hai,use cash credit kehte hain.
Ve limit jo bank dwara zero balance hone par bhi fix kar di kaaye ya de di jaati hai,use cash credit kehte hain.
(overdraft and cash credit are the part of advance.
NON PERFORMING ASSESTS(NPA)
Bank dwara diya gaya loan jab due date se 90 days k baad bhi wapis nhi aata ,to use bank ka NPA kaha jaata hai.
Bank dwara diya gaya loan jab due date se 90 days k baad bhi wapis nhi aata ,to use bank ka NPA kaha jaata hai.
NARROW BANKING(
Bank risk se bachne k liye risk free ya government sector me invest karta hai,to bank ki is aadat ko narrow banking kehte hain.
Bank risk se bachne k liye risk free ya government sector me invest karta hai,to bank ki is aadat ko narrow banking kehte hain.
UNIVERSAL BANKING(
Jab bank apne customer ko sabhi sufidhaye pradaan karti hai,to use universal banking kaha jaata hai.
Jab bank apne customer ko sabhi sufidhaye pradaan karti hai,to use universal banking kaha jaata hai.
CORE BANKING(
CORE( CENTRALIZED ONLINE REAL TIME EXCHANGE
CBS->CORE BANKING SOLUTION.
Bank ki kisi branch me account hona,kisi me deposit karna aur kisi se withdraw karna ,Core Banking Solition kehlata hai.
CORE( CENTRALIZED ONLINE REAL TIME EXCHANGE
CBS->CORE BANKING SOLUTION.
Bank ki kisi branch me account hona,kisi me deposit karna aur kisi se withdraw karna ,Core Banking Solition kehlata hai.
E-BANKING(
Bank me pehle paper pe work hota tha,lekin ab present me ye work Electronic Data ki form me save kar diya jaata hai aur isse hi E-Banking kaha jaata hai.
Bank me pehle paper pe work hota tha,lekin ab present me ye work Electronic Data ki form me save kar diya jaata hai aur isse hi E-Banking kaha jaata hai.
NET-BANKING(
Internet k dwara deposit karna,withdraw karna,money transfer karna,net banking kehlata hai.
Internet k dwara deposit karna,withdraw karna,money transfer karna,net banking kehlata hai.
MERCHANT BANKING(
Jab bank kisi financial institute ko loan na dekar uski partnership kharidh leta hai,to use merchant banking kaha jaata hai.
Jab bank kisi financial institute ko loan na dekar uski partnership kharidh leta hai,to use merchant banking kaha jaata hai.
OVERSEAS BANKING(
Jab INDAIN bank,foreign me apni branch open karti hai to isse Overseas Banking kaha jaata hai.
Jab INDAIN bank,foreign me apni branch open karti hai to isse Overseas Banking kaha jaata hai.
OFFSHORE BANKING(
Jab FOREIGN bank, india me apni branch open karti hai to isse Offshore Banking kaha jaata hai.
Jab FOREIGN bank, india me apni branch open karti hai to isse Offshore Banking kaha jaata hai.
NOSTRO ACCOUNT(
Jab koi INDAIN bank ,videsh me apna account open karti hai,to use NOSTRO ACCOUNT kaha jaata hai.
Jab koi INDAIN bank ,videsh me apna account open karti hai,to use NOSTRO ACCOUNT kaha jaata hai.
VOSTRO ACCOUNT(
Jab koi FOREIGN bank ,INDIA me apna account open karti hai,to use VOSTRO ACCOUNT kaha jaata hai.
Jab koi FOREIGN bank ,INDIA me apna account open karti hai,to use VOSTRO ACCOUNT kaha jaata hai.
RTGS AND NEFT
RTGS(REAL TIME GROSS SETTLEMENT)
Ye ek online system hai jiske dwaqra account se account me money transfer kiya jaata hai,iski
minimum limit(2lakh
max limit(kuch bhi nhi
RTGS(REAL TIME GROSS SETTLEMENT)
Ye ek online system hai jiske dwaqra account se account me money transfer kiya jaata hai,iski
minimum limit(2lakh
max limit(kuch bhi nhi
(iske dwara transfer ki gyi maount within 2 hrs ,account se account me trsnfr ho jaati hai.
(isse RBI DWARA REGULATE KIYA JAATA HAI.
(isse RBI DWARA REGULATE KIYA JAATA HAI.
Monday se Friday(9:30 se 5:30
Saturday->9:30 se 1:30
Saturday->9:30 se 1:30
NEFT(NATIONAL ELECTRONIC FUND TRANSFER)
Ye bhi ek online system h jiske dwara online ek account se doosre account me money transfer kiya jaata hai.
(Min limit and max kimit nahi hai.
(iske dwara ek br me 2lakh trnsfr kiye jaate hain.
Monday se Friday(9:30 se 5:30
Saturday->9:30 se 1:30
Ye bhi ek online system h jiske dwara online ek account se doosre account me money transfer kiya jaata hai.
(Min limit and max kimit nahi hai.
(iske dwara ek br me 2lakh trnsfr kiye jaate hain.
Monday se Friday(9:30 se 5:30
Saturday->9:30 se 1:30
IFSC(INDIAN FINANCIAL SYSTEM CODE)
11 digit code hota hai,cheque pe likha hota h,used hota h RTGS OR NEFT me.
11 digit code hota hai,cheque pe likha hota h,used hota h RTGS OR NEFT me.
CALL MONEY MARKET(
Jab daily transactions me kuch banks k pass deposit jyada aa jaati hai aur kuch banks k pass loan ki shortage ho jaati hai,to aisi condition me banks apas me jo transaction karte hai,use CALL MONEY MARKET kaha jaata hai.
(is market me jo amount loan pe di jaati hai use CALL MONEY aur us pr lagne wali rate of interest ko CALL RATE kaha jaata hai.
(call money market,money market ka part hai aur ye very short term market hai,yadi ye transaction ek din me complete ho jaata hai to isse CALL MONEY MARKET kaha jaata hai,aur yadi ye transaction 2-14days me complete hota hai to isse NOTICE MONEY MARKET kaha jaata hai.
Jab daily transactions me kuch banks k pass deposit jyada aa jaati hai aur kuch banks k pass loan ki shortage ho jaati hai,to aisi condition me banks apas me jo transaction karte hai,use CALL MONEY MARKET kaha jaata hai.
(is market me jo amount loan pe di jaati hai use CALL MONEY aur us pr lagne wali rate of interest ko CALL RATE kaha jaata hai.
(call money market,money market ka part hai aur ye very short term market hai,yadi ye transaction ek din me complete ho jaata hai to isse CALL MONEY MARKET kaha jaata hai,aur yadi ye transaction 2-14days me complete hota hai to isse NOTICE MONEY MARKET kaha jaata hai.
(call rate 1% se lekar 150% tak ho sakti hai.
(call rate k base par RBI,market me liquidty ka estimate lagata hai.
(yadi call rate kam hai to liquidity high
Aur call rate jyada to liquidity kam hogi.
(call rate k base par RBI,market me liquidty ka estimate lagata hai.
(yadi call rate kam hai to liquidity high
Aur call rate jyada to liquidity kam hogi.
INDIA me 5 call money market hai(
1.mumbai
2.chennai
3.delhi
4.kolkata
5.ahemdabad
(india ka sabse bada call money market Mumbai me hai aur iski call rate ko MIBOR(MUMBAI INTER BANK OFFER RATE) kaha jaata hai.
(world ka sabse bada call rate market LONDON me hain,aur iski call rate ko LIBOR(LONDON INTER BANK OFFER RATE) kaha jaata hai.
1.mumbai
2.chennai
3.delhi
4.kolkata
5.ahemdabad
(india ka sabse bada call money market Mumbai me hai aur iski call rate ko MIBOR(MUMBAI INTER BANK OFFER RATE) kaha jaata hai.
(world ka sabse bada call rate market LONDON me hain,aur iski call rate ko LIBOR(LONDON INTER BANK OFFER RATE) kaha jaata hai.
MEASURE OF MONEY SUPPLY
India me money supply ko measure karne k liye 1995 me Y.V.Reddy committee establish ki gyi thi.
(is committee ne money supply ko measure karne k liye 4symbol diye hain.
India me money supply ko measure karne k liye 1995 me Y.V.Reddy committee establish ki gyi thi.
(is committee ne money supply ko measure karne k liye 4symbol diye hain.
M1=circulation of money in market + demand deposit with bank + other deposit with RBI.
Shrt trick to remember-CM+DD+OD
M2= M1 + Post office ki saving deposit
M3= M1+ term deposit with banks
M4=M3 + post office ki total deposit(FD,RD,NSC etc)
Shrt trick to remember-CM+DD+OD
M2= M1 + Post office ki saving deposit
M3= M1+ term deposit with banks
M4=M3 + post office ki total deposit(FD,RD,NSC etc)
(M2 and M4 ko indian economy me nahi rakha gya hai kyunki M2 and M4 me post office ki deposit include hoti hai aur post office ko government of india k under me rakha gya hai.
(M1 ko india ki NARROW MONEY AND M3 ko india ki BROAD MONEY kaha jaata haata h.
(india me moneyu supply ko measure karne ka sabse accha symbol M3 hai.
M1 ko fully liquidity maana jaata hai.
World ki other countries me M2 –NARROW MONEY hai AND M4- BROAD MONEY hai.
(M1 ko india ki NARROW MONEY AND M3 ko india ki BROAD MONEY kaha jaata haata h.
(india me moneyu supply ko measure karne ka sabse accha symbol M3 hai.
M1 ko fully liquidity maana jaata hai.
World ki other countries me M2 –NARROW MONEY hai AND M4- BROAD MONEY hai.
MONEY—the mode of exchange
1.Dear money
2.Cheat money
1.Dear money
2.Cheat money
1.Dear money(
Wah money jo HIGH RATE of interest par loan li jaaye ,use dear money kaha jaata hai.
Wah money jo HIGH RATE of interest par loan li jaaye ,use dear money kaha jaata hai.
Isse light/tight (plz check) bhi kaha jaata hai.
2.Cheat money(
Wah money jo LOW RATE of interest par li jaaye use cheat money ya RARE money ya FREE money bhi kaha jaata hai.
Wah money jo LOW RATE of interest par li jaaye use cheat money ya RARE money ya FREE money bhi kaha jaata hai.
HARD CURRENCY->
Wah currency jiski international market me demand jyada ho use hard currency kaha jaata hai.
Wah currency jiski international market me demand jyada ho use hard currency kaha jaata hai.
Developed countries ki currency ko hard currency maana jaata hai.
SOFT CURRENCY-->
Wah currency jiski international market me demand jyada na ho use soft currency kaha jaata hai.
Developing countries ki currency ko soft currency mana jaata hai.
Wah currency jiski international market me demand jyada na ho use soft currency kaha jaata hai.
Developing countries ki currency ko soft currency mana jaata hai.
STANDARD MONEY(
Wah money jo world k sabhi desho dwara acceptable ho,use standard money kaha jaata hai.
(Gold keval standard money hai.
Wah money jo world k sabhi desho dwara acceptable ho,use standard money kaha jaata hai.
(Gold keval standard money hai.
HOT MONEY(
Wah money jo low rate of interest par loan li jaaye aur high rate of interest par loan di jaaye,use hot money kaha jaata hai,isski main characteristic UNSTABILITY hoti hai.
TILL MONEY(
Wah amount jisse bank ki branch apne customer ko dene k liye rakhti h,use till money kaha jaata hai.
Wah money jo low rate of interest par loan li jaaye aur high rate of interest par loan di jaaye,use hot money kaha jaata hai,isski main characteristic UNSTABILITY hoti hai.
TILL MONEY(
Wah amount jisse bank ki branch apne customer ko dene k liye rakhti h,use till money kaha jaata hai.
TOKEN MONEY(
Jab kisi agreement me jo amount advance me di jaati hai use token money kaha jaata hai.
CHEST CURRENCY(
Wah paisa jo bank ki branch rbi k liye rakhti hai,use chest currency kaha jaata hai.
Jab kisi agreement me jo amount advance me di jaati hai use token money kaha jaata hai.
CHEST CURRENCY(
Wah paisa jo bank ki branch rbi k liye rakhti hai,use chest currency kaha jaata hai.
INSTRUMENT OF MONEY MARKET
1.CP(COMMERCIAL PAPER)(
Ye ek short term security hai jiske dwara corporate sector ,market and bank se loan leta hai.
(iska min. time period(7days
Max. time period(365 days
Iski minimum amount limit rs.1lakh ho sakti hai,aur ye 1lakhRs k multiple me milta hai.
1.CP(COMMERCIAL PAPER)(
Ye ek short term security hai jiske dwara corporate sector ,market and bank se loan leta hai.
(iska min. time period(7days
Max. time period(365 days
Iski minimum amount limit rs.1lakh ho sakti hai,aur ye 1lakhRs k multiple me milta hai.
2.CD(CERTIFICATE OF DEPOSIT)(
Bank , corporate sectore aur market se loan lene k liye jo short term security issue karta hai,use certificate of deposit kaha jaata hai.
Iski minimum amount limit rs.5lakh ho sakti hai,aur ye 5lakhRs k multiple me milta hai.
Bank , corporate sectore aur market se loan lene k liye jo short term security issue karta hai,use certificate of deposit kaha jaata hai.
Iski minimum amount limit rs.5lakh ho sakti hai,aur ye 5lakhRs k multiple me milta hai.
CP AND CD ,discount par diye jaate hai.
3.TREASURY BILL(
Ye government of india ki short term security hai jinke dwara government of india ,market aur bank se loan leti hai.
Ye government of india ki short term security hai jinke dwara government of india ,market aur bank se loan leti hai.
Iski minimum amount limit rs.25,000 ho sakti hai,aur ye 25000 Rs k multiple me milta hai.
Treasury bill 3 type k hote hain.
1. T-91
2. T-182
3. T-364
(world me sabse pela treasury bill Britain ne start kiya tha.
Ye treasury bill face value se kam me milte hain.
Ye treasury bill face value se kam me milte hain.
CAPITAL MARKET(
Isse 2 parts me divide kiya gya hai.
1.GILT EDGED MARKET(
Wah market jaha government of india ki security LONG TERM k liye loan pe milti hai use gilt edge market kaha jaata hai.
->is market ko sabse safe market mana jaata hai. Kyunkigovernment of india ki security kabhi risk me nahi aati.
Eg( bonds,t-bonds(1-10yr),t-notes(10yr+)
Isse 2 parts me divide kiya gya hai.
1.GILT EDGED MARKET(
Wah market jaha government of india ki security LONG TERM k liye loan pe milti hai use gilt edge market kaha jaata hai.
->is market ko sabse safe market mana jaata hai. Kyunkigovernment of india ki security kabhi risk me nahi aati.
Eg( bonds,t-bonds(1-10yr),t-notes(10yr+)
2.INDUSTRIAL SECURITY MARKET(
Is market me industry se related security loan pe milti hai ,isse 2 part me divide kiya gaya hai.
PRIMARY MARKET(
Company share market me listed hone ke baad ,jaha par apna ya jis market me apna pehla share nikalti h use primary market kaha jaata hai aur company k pehle share ko IPO(INTITIAL PUBLIC OFFERING) kaha jaata hai.
Is market me industry se related security loan pe milti hai ,isse 2 part me divide kiya gaya hai.
PRIMARY MARKET(
Company share market me listed hone ke baad ,jaha par apna ya jis market me apna pehla share nikalti h use primary market kaha jaata hai aur company k pehle share ko IPO(INTITIAL PUBLIC OFFERING) kaha jaata hai.
b.SECONDARY MARKET(
wah market jaha share ko dubara purchase aur sale kiya jaata hai.
Is market me limited companies listed hoti hai.
wah market jaha share ko dubara purchase aur sale kiya jaata hai.
Is market me limited companies listed hoti hai.
2 types(
1.PRIVATE LIMITED
2.PUBLIC LIMITED
1.PRIVATE LIMITED
2.PUBLIC LIMITED
1.PRIVATE LIMITED(
(min. shareholder->2 ,max—50
(min. authorizes capital(1lakh
(ye company share market me listed nahi hoti hai.
(min. shareholder->2 ,max—50
(min. authorizes capital(1lakh
(ye company share market me listed nahi hoti hai.
2.PUBLIC LIMITED(
( min. shareholder->7 ,max—no limit
(min. authorizes capital(5lakh
(ye company share market me listed hoti hai.
( min. shareholder->7 ,max—no limit
(min. authorizes capital(5lakh
(ye company share market me listed hoti hai.
SHARE-------(
Ja kisi company ki authorized capital (prarabhik punji) ko chote chote parts me divide kar diya jaata hai to uske pretyek(every) part ko SHARE kaha jaata hai aur ye share jis person k pass hota hai use SHARE HOLDER kaha jaata hai.
(india me share ki mkinimum face value 10Rs. Hai.
Ja kisi company ki authorized capital (prarabhik punji) ko chote chote parts me divide kar diya jaata hai to uske pretyek(every) part ko SHARE kaha jaata hai aur ye share jis person k pass hota hai use SHARE HOLDER kaha jaata hai.
(india me share ki mkinimum face value 10Rs. Hai.
2 types(
1.PREFERNCE(
(ye company k promoters hote hain
(profit fix hota hai.
(ye company k real owner nahi hote.
1.PREFERNCE(
(ye company k promoters hote hain
(profit fix hota hai.
(ye company k real owner nahi hote.
2.EQUITY(
(ye company k promoters na hote hai aur na hi ho sakte hain.
(profit market pe depend ikarta hai.
(ye real owner hote hai.
(ye company k promoters na hote hai aur na hi ho sakte hain.
(profit market pe depend ikarta hai.
(ye real owner hote hai.
ACTIVE SHARE
Aisie share jo market me daily sale and purchase hote hain unhe active share kaha jaata hai.
Aisie share jo market me daily sale and purchase hote hain unhe active share kaha jaata hai.
BONUS SHARE
Jab company ko profit hota hai to company share holdr ko share ki form me bonus deti hai,to use bonus share kaha jaata hai.
Jab company ko profit hota hai to company share holdr ko share ki form me bonus deti hai,to use bonus share kaha jaata hai.
RIGHT SHARE(ansh patr)
Jab company naye share issue karti hai to un shares ko pehle kharidne ka adhikaar purine share holder ko hota hai aur isse hi right share kaha jaata hai.
Jab company naye share issue karti hai to un shares ko pehle kharidne ka adhikaar purine share holder ko hota hai aur isse hi right share kaha jaata hai.
STOCK EXCHANGE IN INDIA
1.NSE(NATIONAL STOCK EXCHANGE)(
(isse 1992 me ferawani committee ki recommendation k base par establish kiya gaya hai.
(iski initial capital Rs.25 crore thi aur IDBI iska main promoter tha.
(NSE ,equity share,debentures aur government. Security ka business karta hai.
(iska head office south Mumbai k varli me hai.
NSE me mainly INSTITIUTIONAL INVESTOR,investment karte hai.
NIFTY—NATIONAL INDEX OF FIFTY
NSE me 50 companies listed hai(plz check)
NSE k chairman(VIJAY KELKAR
CEO/MD( CHITRA RAMA KRISHNAN hai
(plz check chairman and ceo/md on net)
(isse 1992 me ferawani committee ki recommendation k base par establish kiya gaya hai.
(iski initial capital Rs.25 crore thi aur IDBI iska main promoter tha.
(NSE ,equity share,debentures aur government. Security ka business karta hai.
(iska head office south Mumbai k varli me hai.
NSE me mainly INSTITIUTIONAL INVESTOR,investment karte hai.
NIFTY—NATIONAL INDEX OF FIFTY
NSE me 50 companies listed hai(plz check)
NSE k chairman(VIJAY KELKAR
CEO/MD( CHITRA RAMA KRISHNAN hai
(plz check chairman and ceo/md on net)
2.BSE(BOMBAY STOCK EXCHANGE)
(asia ka sabse purana stock exchange Mumbai stock exchange hai.
(isse 1875 me establish kiya gaya ,aur 2005 me isse ek PUBLIC LIMITED COMPANY k form me convert kar diya gaya.
(present me BSE me 5100 companies listed hai.
(BSE ka main index(
1.SENSEX(SENSITIVE INDEX(SANVADI SUCHKANK)
Isme 30 companies listed h
2.BSE-200( isme 200 companies listed hai.
Ye share ki price ko rupees k sath dollar me bhi show karta hai,isliye isse DOLEX bhi kaha jaata hai.
3.BANK-EX isme 14 banks listed hai.
(BSE ka headoffice Mumbai me hai.
CHARIMAN—AASHSIH KUMAR CHOUHAN(plz check on net)
BOLT-BSE ONLINE TRADING
(asia ka sabse purana stock exchange Mumbai stock exchange hai.
(isse 1875 me establish kiya gaya ,aur 2005 me isse ek PUBLIC LIMITED COMPANY k form me convert kar diya gaya.
(present me BSE me 5100 companies listed hai.
(BSE ka main index(
1.SENSEX(SENSITIVE INDEX(SANVADI SUCHKANK)
Isme 30 companies listed h
2.BSE-200( isme 200 companies listed hai.
Ye share ki price ko rupees k sath dollar me bhi show karta hai,isliye isse DOLEX bhi kaha jaata hai.
3.BANK-EX isme 14 banks listed hai.
(BSE ka headoffice Mumbai me hai.
CHARIMAN—AASHSIH KUMAR CHOUHAN(plz check on net)
BOLT-BSE ONLINE TRADING
OTCEI—(OVER THE COUNTER EXCHANGE OF INDIA)(
Isse 1992 me establish kiya gaya,iska head office Mumbai me hai.
(isse small industry or medium industry listed hoti hai.
(OTCEI me wo companies liosted hoti hai,jinki prarabhik punji(authorized capital) 30 lakh se 25crore hoti hai.
Isse 1992 me establish kiya gaya,iska head office Mumbai me hai.
(isse small industry or medium industry listed hoti hai.
(OTCEI me wo companies liosted hoti hai,jinki prarabhik punji(authorized capital) 30 lakh se 25crore hoti hai.
REGIONAL STOCK EXCHANGE
Hamare desh me 23(plz check) regional stock exchange chal; rhe hai.
Inme sabse bda stock exchange KOLKATA hai,jinme sabse jyda companies listed hai.
Hamare desh me 23(plz check) regional stock exchange chal; rhe hai.
Inme sabse bda stock exchange KOLKATA hai,jinme sabse jyda companies listed hai.
(asia ka sabse bda stock exchange ,Tokyo(japan) stock exchange hai aur isse index ko NIKKEI kaha jata hai.
(world ka sabse bada stock exchange NEWYORK stock exchange hai,iske index ko DOW JONES kaha jata hai.
(world ka sabse bada stock exchange NEWYORK stock exchange hai,iske index ko DOW JONES kaha jata hai.
COMMODITY EXCHANGE
Wah market jaha commodities ko sale aur purchase kiya jaata hai use commodity exchange kaha jaata hai.
(india ka sabse bda commodity exchange –MCX(multi commodity exchange ) hai .
Wah market jaha commodities ko sale aur purchase kiya jaata hai use commodity exchange kaha jaata hai.
(india ka sabse bda commodity exchange –MCX(multi commodity exchange ) hai .
SEBI(SECURITY AND EXCHANGE BOARD OF INDIA)
Isse 12 april 1988 ko establish kiya gaya.
Govt. of india ne 1992 ko isse manyata pradaan ki.
BOARD OF CONTROL (SEBI)
SEBI k director board me 6 log hote hain(
1.chariman(UK SINHA
2.ONE REPRSENTATIVE FROM RBI
3.TWO REPRESENTATIVE OF INDIAN GOVT.
4.TWO REPRESENTATIVE OF FINANCE MINISTRY
Isse 12 april 1988 ko establish kiya gaya.
Govt. of india ne 1992 ko isse manyata pradaan ki.
BOARD OF CONTROL (SEBI)
SEBI k director board me 6 log hote hain(
1.chariman(UK SINHA
2.ONE REPRSENTATIVE FROM RBI
3.TWO REPRESENTATIVE OF INDIAN GOVT.
4.TWO REPRESENTATIVE OF FINANCE MINISTRY
(SEBI ka headoffice Mumbai me hai aur iske 5 regional office hai.
Delhi 2.chennai 3. Mumbai 4. Kolkata 5.ahemdabad
Delhi 2.chennai 3. Mumbai 4. Kolkata 5.ahemdabad
FUNCTIONS OF SEBI
(SEBI indian share market ko control karta hai.
(SEBI indian trade ko control karta hai.
(SEBI new stock exchange establish karta hai. Aur unhe sarkari manyata pradan karata hai.
(SEBI companies ko share market me listed karati hai.
(SEBI share holders k hito me kaam karti hai.
(SEBI indian share market ko control karta hai.
(SEBI indian trade ko control karta hai.
(SEBI new stock exchange establish karta hai. Aur unhe sarkari manyata pradan karata hai.
(SEBI companies ko share market me listed karati hai.
(SEBI share holders k hito me kaam karti hai.
FDI AND FII
FDI(FOREIGN DIRECT INVESTMENT)(
VIDESHI PRATAKSH NIVESH
Jb videshi company indain infrastrutue ,e investment karti hai to use FDI kaha jaata hai.
VIDESHI PRATAKSH NIVESH
Jb videshi company indain infrastrutue ,e investment karti hai to use FDI kaha jaata hai.
GREEN FIELD FDI(
Jb company new share se apna business start karti hai to isse green filed fdi kaha jaata hai
Jb company new share se apna business start karti hai to isse green filed fdi kaha jaata hai
BROWN FILED FDI(
Jab company kisi purani company ko take over kar leti hai,to isse brown field fdi kaha jaata hai.
Jab company kisi purani company ko take over kar leti hai,to isse brown field fdi kaha jaata hai.
FII(FOREIGN INSITIUTIONAL INVESTOR)
VIDESH SANSTHAGAT NIVESHAK
Jab foreign company indian share market me investment karti hai to isse foreign institutional investor kaha jaata hai.
VIDESH SANSTHAGAT NIVESHAK
Jab foreign company indian share market me investment karti hai to isse foreign institutional investor kaha jaata hai.
D-MAT ACCOUNT
Pehle share paper ki form me milta tha,lekin present me isse electronic data ki form me convert kar diya gaya hai aur is electronic data ko jis account me save kiya jaata hai use d-mat account kaha jaata hai.
Pehle share paper ki form me milta tha,lekin present me isse electronic data ki form me convert kar diya gaya hai aur is electronic data ko jis account me save kiya jaata hai use d-mat account kaha jaata hai.
Ye elcetornic data ,depository agencies k dwara create kiya jaata hai.
DEPOSITORY AGENCIES(
1,NSDL(NATIONAL SECURITY DEPOSITORY LIMITED)
Ye 1996 me establish ki gyi
Ye NSE k data create karti hai.
Iska head office PUNE me hai.
1,NSDL(NATIONAL SECURITY DEPOSITORY LIMITED)
Ye 1996 me establish ki gyi
Ye NSE k data create karti hai.
Iska head office PUNE me hai.
2.CDSL(CENTRAL DEPOSITORY SERVICES LIMITED)
Ye 1998 me establish ki gyi
Ye BSE k data create karti hai.
Ye 1998 me establish ki gyi
Ye BSE k data create karti hai.
BULLS AND BEAR(TEJADIYE AUR MANDADIYE)
BULLS->
Ve log jo is purpose se share purchase karte hain,k in future share ki price increase hogi ,to unhe bulls kaha jaata hai.
BULLS->
Ve log jo is purpose se share purchase karte hain,k in future share ki price increase hogi ,to unhe bulls kaha jaata hai.
BEARS(
Ve log jo is dar se apne share bechte hain ki in future share ki price decrease ho jaegi,to unhe bears kaha jaata hai.
Ve log jo is dar se apne share bechte hain ki in future share ki price decrease ho jaegi,to unhe bears kaha jaata hai.
MUTUAL FUNDS(
(mutual fund ,small investors and share market k beech mediator ka work karta hai.
(mutual fund ko unit launch karti hai.
(india me sabse pehle UTI(UNIT TRUST OF INDIA) ne mutual fund launch karat ha.
(UTI currently known as AXIX BANK.
(mutual fund ,small investors and share market k beech mediator ka work karta hai.
(mutual fund ko unit launch karti hai.
(india me sabse pehle UTI(UNIT TRUST OF INDIA) ne mutual fund launch karat ha.
(UTI currently known as AXIX BANK.
SHORT SELLING
Jab kisi person k pass share nahi hote ,phir bhi wah share ki selling karta hai to isse short selling kaha jaata hai.
Jab kisi person k pass share nahi hote ,phir bhi wah share ki selling karta hai to isse short selling kaha jaata hai.
INSIDER TRADING
Jab company k board of control k members aur auditors.company k share sell aur purchase karte hai to isse insider trading kehte hai,aur sebi ne is par ban laga rakha hai.
Jab company k board of control k members aur auditors.company k share sell aur purchase karte hai to isse insider trading kehte hai,aur sebi ne is par ban laga rakha hai.
FOREIGN EXCHANGE MARKET
Wah market jisme indian currency ko foreign currency me aur foreign currency ko indian currency me change kara jaata hai,
Wah market jisme indian currency ko foreign currency me aur foreign currency ko indian currency me change kara jaata hai,
India me foreign exchange market ko RBI control karta hai.
FERA(FOREIGN EXCHANGE REGULATORY ACT)-1973
(iske dwara RBI ,indain foreign exchange market ko control karti thi.
(iske dwara curreecny scam(ghotala) karne wale person par criminal law charge kiya jaata tha aur scam ki gyi amount ka 5 guna(times) fine lagaya jaata tha.
FEMA(FOREIGN EXCHANGE MANAGEMENT ACT)(1999
Isse FERA ko replace karke banaya gaya hai.
Iske dwara criminal law remove kar diya gaya hai aur scam ki gyi money ka 3guna(times) fine lagaya jaata hai.
(iske dwara RBI ,indain foreign exchange market ko control karti thi.
(iske dwara curreecny scam(ghotala) karne wale person par criminal law charge kiya jaata tha aur scam ki gyi amount ka 5 guna(times) fine lagaya jaata tha.
FEMA(FOREIGN EXCHANGE MANAGEMENT ACT)(1999
Isse FERA ko replace karke banaya gaya hai.
Iske dwara criminal law remove kar diya gaya hai aur scam ki gyi money ka 3guna(times) fine lagaya jaata hai.
MONEY LAUNDERING(
Kisi bhi tarike se black money(jis par income tax na diya ho) ko white money me convert karna,money laundering kehlaata hai.https://www.facebook.com/pages/Vidyasagar-Institute/513338525402417?ref=h
Kisi bhi tarike se black money(jis par income tax na diya ho) ko white money me convert karna,money laundering kehlaata hai.https://www.facebook.com/pages/Vidyasagar-Institute/513338525402417?ref=h
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